- info@quickficapital.com
- Mon – Fri, 9 AM – 5 PM EST
Privacy Policy
Effective As Of
November 10, 2024
Published on
November 10, 2024
Introduction
Quick Fi Capital and its parents, subsidiaries, and affiliates (collectively, “Quick Fi Capital,” “we,” “our,” or “us”) respect your privacy and are committed to safeguarding your information.
This Privacy Policy explains how we collect, use, share, and protect your information. It applies to all individuals using our website and mobile application (collectively, “Site”) and the services provided (collectively, “Services”). By using our Site or Services, you consent to this Privacy Policy. If you disagree, please do not access the Site or Services.
Quick Fi Capital reserves the right to modify this Privacy Policy at any time. We will post any updates here, effective upon posting.
1. Information We Collect
Quick Fi Capital collects Personally Identifiable Information (PII) through interactions with our Site and Services. “PII” refers to identifiable details about an individual or business that are gathered online as users seek our Services. This information is collected to ensure a smooth user experience, support our services, and maintain accessible records for future interactions and inquiries.
Information You Provide
Quick Fi Capital may collect the following types of Personally Identifiable Information (PII) that you provide while using our Site and Services:
- Application for Financing: Details such as name, contact information, address, Social Security number, business and financial information, credit history, and tax ID for account creation and financing eligibility.
- Chat & Feedback: Information shared in chat or provided as feedback.
- Automatic Data Collection: Includes browsing behavior, device, and location data.
Additionally, information from third parties may be gathered, such as credit details or partner referrals.
2. How We Use Your Information
Quick Fi Capital uses PII collected through our Site and Services to deliver a seamless experience, enhance our offerings, and ensure legal compliance. Specifically, we:
- Analyze PII for internal research and improvements.
- Register and identify users, verifying identity and conducting due diligence.
- Process applications, manage accounts, and provide customer support.
- Communicate important updates and marketing offers.
- Maintain security, detect fraud, and safeguard user data.
- Compile anonymized reports for insights and partnerships.
3. How We Share Your Information
Quick Fi Capital uses PII collected through our Site and Services to deliver a seamless experience, enhance our offerings, and ensure legal compliance. Specifically, we:
- Analyze PII for internal research and improvements.
- Register and identify users, verifying identity and conducting due diligence.
- Process applications, manage accounts, and provide customer support.
- Communicate important updates and marketing offers.
- Maintain security, detect fraud, and safeguard user data.
- Compile anonymized reports for insights and partnerships.
4. Cookies and Other Tracking Technologies
How We Use Cookies
Like many other companies, we use cookies and other tracking technologies (such as pixels and web beacons) (collectively, “Cookies”). Cookies are small files of information that are stored by your web browser software on your computer, mobile or other devices (e.g., smartphones or tablets).
We use Cookies to:
- Estimate audience size and usage patterns;
- Understand and save your preferences for future visits, allowing us to customize the Site and Services to your individual needs;
- Advertise new content and services that relate to your interests;
- Keep track of advertisements and search engine results;
- Compile aggregate data about site traffic and site interactions to resolve issues and offer better site experiences and tools in the future; and
- Recognize when you return to the Site.
We set some Cookies ourselves, while separate entities set other Cookies. We use Cookies other entities set to provide us with useful information, to help us improve our Site and Services, to conduct advertising, and to analyze the effectiveness of advertising. For example, we use Cookies from Google, Facebook and other similar companies.
How You Can Opt Out Of Cookies
You can block Cookies by changing your Internet browser settings. You can find out more about Cookies and how to manage them by visiting www.AboutCookies.org or www.allaboutcookies.org.
Platform Controls
You can opt out of Cookies set by specific entities by following the instructions found at these links:
Advertising Industry Resources
You can understand which entities have currently enabled Cookies for your browser or mobile device and how to opt out of some of those Cookies by accessing the Network Advertising Initiative’s website or the Digital Advertising Alliance’s website. For more information on mobile specific opt-out choices, visit the Network Advertising Initiative’s Mobile Choices website.
Please note these opt-out mechanisms are specific to the device or browser on which they are exercised. Therefore, you will need to opt out on every browser and device that you use.
Google Analytics
We use Google Analytics, a web analytics service provided by Google, Inc. Google Analytics uses Cookies or other tracking technologies to help us analyze how users interact with the Site and Services, compile reports on their activity, and provide other services related to their activity and usage. The technologies used by Google may collect information such as your IP address, time of visit, whether you are a returning visitor, and any referring website. The information generated by Google Analytics will be transmitted to and stored by Google and will be subject to Google’s privacy policies. To learn more about Google’s partner services and to learn how to opt out of tracking of analytics by Google, click here.
Fullstory
We use a third-party analytics provider, FullStory, Inc., to enable us to monitor and improve the user experience. FullStory uses cookies and similar technologies to collect information, such as IP address, referring URL, device information (e.g., operating system), and information on user behavior (e.g., pages visited, links clicked, information entered, and mouse movements). For further details, please see FullStory’s privacy policy available here.
LiveRamp Authenticated Traffic Solution
When you use our website, we share information that we collect from you, such as your email (in hashed form), IP address, or information about your browser or operating system, with our identity partners/service providers, including LiveRamp. These partners return an online identification code that we may store in our first-party cookie for our use in online, in-app, and cross-channel advertising, and it may be shared with advertising companies to enable interest-based and targeted advertising. To opt out of this use, please click here.
Other Types of Collecting Activities
The Site and Services may use Cookies and similar technologies third-party vendors provide to collect information on user behavior (e.g., screens and pages visited, buttons and links clicked, limited information entered, and user taps and mouse movements). This information enables us to monitor and improve the user experience.
5. Opt-Out Preference Signals
The Site recognizes the Global Privacy Control (“GPC”) signal. If you are using a browser setting or plug-in that sends an opt-out preference signal to each website you visit, we will treat that as a valid request to opt out and this will be indicated in the banner notice that appears when you visit our website. You can manually indicate your preferences via the Do Not Sell or Share My Personal Information feature, which is located at the bottom of the Site. To download and use a browser supporting the GPC browser signal, click here: https://globalprivacycontrol.org/orgs. If you choose to use the GPC signal, you will need to turn it on for each supported browser or browser extension you use.
Some internet browsers incorporate a “Do Not Track” feature that signals to websites you visit that you do not want to have your online activity tracked. Given that there is not a uniform way that browsers communicate the “Do Not Track” signal, the Site does not currently interpret, respond to or alter its practices when it receives “Do Not Track” signals.
6. Choices About Your Information
How We Use Cookies
Quick Fi Capital uses cookies and tracking technologies (such as pixels and web beacons) to improve site functionality, analyze usage, and provide tailored content. Cookies are stored on your device and allow us to estimate audience size, remember preferences, and personalize your experience. Cookies from Google, Facebook, and others help us with analytics and advertising effectiveness.
Opting Out of Cookies
You can manage cookie preferences through your browser or by visiting specific opt-out pages like Adobe, Google, and others.
For more information, contact us at info@quickficapital.com or (877) 354-FUND. You can also connect with us on Facebook, LinkedIn, YouTube, and Twitter or visit us at 755 Waverly Ave Suite 309.
7. Security
Quick Fi Capital uses robust security measures to protect the Personally Identifiable Information (PII) we collect and store from loss, misuse, or unauthorized access. While no online data transmission is fully secure, we implement industry-standard safeguards to protect your PII. For example, if you provide banking information online, it’s limited to read-only access—Quick Fi Capital staff cannot view, edit, or modify your account details, including banking usernames or passwords.
8. Third Party Links
Quick Fi Capital’s Site and Services may contain links to external websites that are not under our control. This Privacy Policy applies only to Personally Identifiable Information collected via our Site and Services. We are not responsible for the privacy practices or content of any linked sites.
9. Children’s Privacy
Quick Fi Capital’s Site and Services are intended for users aged 13 and above. We do not knowingly collect information from children under 13. If you believe a child has provided us with personal data, please contact us at info@quickficapital.com. Upon discovering any unauthorized data from children, we will promptly delete it and restrict access as required.
10. Notice To Nevada Residents
Nevada residents have the right to opt out of certain data sales as defined by Nevada law, which includes the exchange of personal information for monetary consideration. Quick Fi Capital currently does not sell personal information, but Nevada residents may submit an opt-out request in case this policy changes. To submit a request, please email info@quickficapital.com.
11. Notice To California Residents
California Privacy Rights
Under the California Consumer Privacy Act (CCPA), as amended by the California Privacy Rights Act (CPRA), Quick Fi Capital provides California residents with rights regarding personal information collected online and offline. This section of our Privacy Policy details these rights and is exclusively applicable to California residents.
Categories Of Collected Information
We collect various categories of personal information, including identifiers (name, address, IP), commercial information, geolocation data, and professional or employment-related details. These categories are gathered directly from residents, agents, partners, and credit reporting agencies. Additionally, inferences may be drawn to create consumer profiles based on preferences, behaviors, and other characteristics.
Purposes For Collection
We collect personal information for several purposes:
- Auditing and Compliance: Counting ad impressions, verifying ad quality, and ensuring security.
- Security and Integrity: Protecting data security and preventing unauthorized access.
- Improving Functionality: Debugging and optimizing site performance.
- Transaction Processing: Managing accounts, transactions, customer service, and financing.
- Marketing and Advertising: Offering nonpersonalized and limited personalized advertisements.
- Research and Development: Enhancing technology and advancing service quality.
- Economic Interests: Supporting business objectives, including sales and customer engagements.
Data Sale, Sharing, And Disclosure
The CCPA defines “sale” as transferring personal data for valuable consideration. While Quick Fi Capital doesn’t “sell” personal information as traditionally understood, certain online activities may qualify as a sale under California law, such as displaying targeted ads on other websites.
Categories Of Information Shared
- Personal Identifiers: Shared with advertising networks, data analytics, security providers, and other business partners.
- Financial Information: Shared with partners, storage providers, security, and financial institutions.
- Behavioral and Demographic Data: Shared with security and anti-fraud providers for verification and training.
Retention
Personal information is retained only as long as necessary for the purposes outlined, including compliance with legal, contractual, and reporting requirements.
California Residents' Rights
California residents have the following rights concerning their personal data:
- Right to Know: Access information collected, including data categories, sources, and recipients.
- Right to Delete: Request deletion of personal data with limited exceptions.
- Right to Correct: Request corrections to inaccurate personal data.
- Right to Opt-Out: Prevent the sale or sharing of personal information.
- Limit Use of Sensitive Data: Restrict the use of sensitive personal information to essential functions.
- Non-Discrimination: Freedom from discrimination based on exercising these privacy rights.
Request Submission And Verification
To exercise your rights, email info@quickficapital.com or call (877) 354-FUND. Requests will be verified by matching the provided data with our records. For higher-sensitivity requests, you may be asked to provide additional details to confirm your identity.
12. Accessibility
We are dedicated to making this Privacy Policy accessible to everyone, including individuals with disabilities. For an alternative format of this Privacy Policy, please reach out to us at info@quickficapital.com or call (877) 354-FUND. We are here to support your accessibility needs.
13. How to Contact Us
Please contact us at info@quickficapital.com or write to us at:
Quick Fi Capital
755 Waverly Ave, Suite #309,
Holtsville, NY 11742
Phone: (877) 354-FUND
Available Monday – Friday, 9 AM – 5 PM EST.