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lf you don't qualify for a short term business loan, it doesn't mean you can't get access to capital. The Merchant Cash Advance program is designed for businesses that are just starting out, or clients with poor credit histories.

How does it work?

The Merchant Cash Advance program transforms credit card receivables into immediate capital. The amount of money you qualify for will depend on your gross sales or your credit card's existing volume.

The Fine Details

Typically, this type of loan is repayable over 3 to 24 months, depending on your requirements. As with all our loans, terms are flexible with no collateral needed. Following approval, the cash will be transferred to your account within 48 hours.

What's it for?

The Merchant Cash Advance helps small businesses overcome the obstacles to success. That can be clearing existing debts, investing in new materials or even extending your reach through a marketing campaign.

Consolidation Loan Benifits:

We offer consolidation loans alongside our merchant cash program to help clients manage their debt through one easy payment. Consolidating your loan will make you a more attractive proposition to lenders and could give you access to capital where previously there was none. To be eligible for a consolidation loan, you'll need at least two years in business with a score higher than 599 from Experian and Transunion. You'll also need a revenue of at least $1,000,000 and operate at a loss no higher than 3% of net income.

The Merchant Cash Advance and Consolidation Loan are innovative programs designed to give small business access to capital regardless of their credit histories. If you've had a loan application rejected in the recent past, it's well worth looking into alternative options to give your business the boost it needs.

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(877) 354 - FUND