Fast, Flexible Growth Capital with a Merchant Cash Advance

1. Fast Access to Funds: Cash advances are typically faster to obtain than traditional loans, with funds often available within a day or two, making them ideal for urgent financial needs.

2. Flexible Use of Funds: Unlike some loans that have restrictions, cash advances allow businesses to use the funds however they need, whether it’s covering payroll, purchasing inventory, or handling unexpected expenses.

3. No Collateral Required: Most cash advances don’t require collateral, meaning you don’t have to put business assets or personal property at risk to secure the funding.

4. Easier Approval: Cash advances often have simpler qualification requirements, making them accessible to businesses that may struggle to secure traditional loans due to limited credit history or lower credit scores.

5. Revenue-Based Repayment: Many cash advances are repaid through a percentage of daily sales, which aligns repayment with your cash flow, making it easier to manage during slower sales periods.

6. Builds Business Credit: Consistent, on-time repayment of a cash advance can help improve your business credit, potentially making it easier to qualify for other financing options in the future.

7. Minimal Paperwork: Unlike traditional loans, cash advances typically require less documentation, speeding up the application and approval process.

8. No Fixed Monthly Payments: With revenue-based repayments, there’s no set monthly payment, which offers flexibility, especially if your business revenue fluctuates.

9. Renewable Access to Funds: Many cash advance providers allow businesses to renew or “re-advance” funds once a certain portion of the advance is repaid, offering a continuous source of capital if needed.

10. Supports Short-Term Needs: Cash advances are ideal for addressing short-term cash flow gaps, allowing businesses to stay on track and seize opportunities without getting locked into long-term debt.

Your MCA amount is based on your average monthly credit card sales. QuickFi Capital assesses your recent sales volume to determine a suitable advance amount aligned with your revenue.

Since MCA repayments are a fixed percentage of your sales, the amount automatically adjusts during slower periods. This flexibility helps ensure that repayments don’t disrupt your cash flow when business is down.

QuickFi Capital is transparent about costs and provides all fees upfront in the MCA agreement. There are no hidden charges, and we prioritize clarity in our terms to ensure you understand the full cost of the advance.

Yes, renewal is possible if your business needs additional capital. However, we recommend carefully evaluating your cash flow and repayment capacity before committing to a renewal.

MCAs typically do not impact your credit score because they aren’t reported to credit bureaus. This means an MCA won’t directly contribute to building business credit, although responsible cash flow management can still positively impact financial stability.

Unlike a loan, an MCA is repaid as a percentage of sales rather than through fixed monthly payments. This repayment flexibility can be advantageous for businesses with fluctuating sales but may also have a higher overall cost.

Yes, QuickFi Capital’s MCA funds are versatile and can be used for a wide range of business needs, such as inventory, payroll, marketing, or equipment purchases. We encourage businesses to use the funds in ways that support growth and stability.